“The Reynolds Williams Group team has continued to deliver a high level of credit expertise and customer service to our Company for several years. We have experience with other nationally known firms; but we would recommend RWG based on their industry knowledge, objectivity, character and client relationship practices.”

Tim Harding
Sr. Vice President, Director of Internal Audit
QCR Holdings, Inc.

“San Diego County Credit Union is extremely satisfied with the services that RWG has provided our institution over the last couple of years. RWG’s professional team offers a wealth of experience and as a result our institution has improved our MBL processes. RWG’s commitment to our institution goes past individual engagements and they are always available to discuss best practices and assist in anyway. We look forward to a long term relationship.”

Marc Matthews
1st Senior Vice President
San Diego County Credit Union

“Desert Schools FCU interviewed numerous firms and RWG stood out as the clear frontrunner. Their personnel have a depth and breadth of experience that amply meets our needs for member business loan reviews. Their insights and technical approach are well reasoned and clear. They view the engagement as an opportunity to share best practices and advise us as to improvement opportunities in our processes.”

Earl T. Young
Vice President/Chief Risk Officer
Desert Schools Federal Credit Union


“We’ve relied on Merrill Reynolds for several years to keep our member CEO’s and Directors apprised of the most critical credit issues facing financial institutions in today’s marketplace. Merrill and his company are an excellent resource for current best-practice solutions, and the feedback we receive from our membership speaks volumes to the quality of his programs and the practical applications attendees take away from each of his sessions. In the banking industry, shared “real-world experiences” and hands-on knowledge are highly sought after, and Merrill and his company always deliver abundant insight to our membership.”

Robert L. Walters
Chairman , The Bank Advisory Group, LLC
Partner , The Bank CEO Network
Austin, TX

“We are very pleased with RWG. The loan review process they provide is very thorough. They pull no punches, which is what we like when dealing with asset quality. RWG has provided us with information and tools that allows us to take a more proactive approach in managing our loan portfolio. Knowledge, depth and experience is what you get when you deal with RWG.”

Ricky Collins
Chief Credit Officer
New First National Bank
Houston, TX

“There are a handful of truly outstanding credit experts in the U.S., and Merrill Reynolds is among them. His down-to-earth style belies a keen, analytical mind that doesn’t miss a thing. He presents his knowledge in a way that everyone can understand. We are fortunate to have him on the faculty for the SWGSB and consider it a triumph to have him as a speaker for the Assemblies for Bank Directors. Our audiences think he’s terrific. Merrill – bar none – is the go-to-guy for credit.”

S. Scott MacDonald, Ph.D.
President and CEO/Director
Southwestern Graduate School of Banking Foundation & Assemblies for Bank Directors
Dallas, TX

“I would like to commend you on your contributions to our commercial lending programs over the last few years. Your connection to each student and the content you bring to the program gives each person something significant to take back to the job. Your programs are highly rated by all participants and our increased enrollment over the last several sessions is no doubt due to the quality of instruction and instructors like you.”

Tom Schrank
Senior Project Manager -Training
American Bankers Association
Washington, DC

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